Jun 13, 2026

Listener Q&A: Real Talk Answers on Term Life Insurance

Na-kel Nikiema closes Season Two with direct, practical answers to six listener questions about term life insurance — from buying coverage at 45 and layering policies, to handling variable self-employed income, keeping coverage when you leave a job, whether return-of-premium ever makes sense, and the signals that mean it’s time to consider permanent insurance.

Clear action steps: get a real quote, check your policy’s end date and set a two-year reminder, and consult an independent broker when you need options. Season Three previews a deep dive into permanent life and when it truly fits.

Get an Instant Quote | https://www.wisesidelifelegacy.com | https://www.wisesidefinancial.com

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